what if I told you that you can get 35
pounds worth of supermarket shopping for
just nine pounds what if I told you that
you could save hundreds or even
thousands just by changing your mindset
when it comes to spending what if I told
you that flying home could be cheaper
than a one-way train believe it or not
all of those things are true and if
you're looking for a great money workout
then I'll be your trainer today no
brakes when it comes to money and
especially saving it
I've had many years of experience you
might have seen back in January of 2016
I flew home from Sheffield to Essex via
Berlin because there was eight pounds
cheaper than taking the train and I even
got 600 pounds with a supermarket
shopping and only paid 4p for it
now when it comes to couponing there are
so many ways that you can save money but
I see so many people posting on Facebook
saying got no money left or oh well
that's me skin for the next month
hashtag broke hashtag mano mo moany
hashtag low but why is running out of
money in any context so comical you
wouldn't see has been repossessed
hashtag lull so why even get to the
first stage when taking a look at your
spending and making small adjustments
can make a massive difference now there
are ways you can save money on all of
your favorite brands that you buy every
day and how do you do that by using
coupons loyalty schemes mobile apps and
cash back sites despite what you might
think it doesn't have to be
time-consuming and you can save hundreds
or even thousands when it comes to
couponing if you go on to the Pringles
Facebook page right now
you can put a coupon for a free tin
simple as that hashtag long there's also
if you go into our Optimas website right
now they're giving away a free yogurt
drink we have to do is print it out
there are hundreds of coupons for you to
print out right now from online all you
need to do is google the word coupons if
you print out the right ones you can get
a 35-pound shop and only pay nine pounds
including branding items such as aerial
finish and Pringles they're all big
brands and it's a fifth of the price and
even coupons if you've got one pound of
coupon you can use them on sales so if
you use a one pound of coupon on a
products on sale at one pounds it makes
it free there's no questions asked over
here like Starbucks well guess what you
can save money on that if you sign up to
their loyalty app every fifteenth coffee
you buy will be free that may not sound
like much but if you buy a Starbucks
every single weekday that cost four
pounds that's seventy pounds a year
you're saving just for signing up to an
app and speaking of apps there are
mobile apps on your phone now which save
you money on your supermarket shopping
apps like shopper ties and check out
smart we'll give you money back just by
taking a photo of your receipt there is
so much on there that people buy weekly
and there's hundreds of pounds worth of
free stuff I'm pretty sure everyone here
has bought online as well well you know
I'm going to say you can save money on
that too if you go into cash back
websites such as top cash back and quit
code they'll give you a percentage back
of what you spend on pretty much
anything online car insurance hotels
clothes you can all claim cashback on it
and it's only a minute more worth of
work by clicking through their website
that is just the tip of the iceberg when
it comes to money-saving and there are
so many other ways you can save money
for example if you're going out to a
restaurant have a look for westrom
vouchers if you really love a brand why
not send them a birthday card sounds
crazy but I did that last week
and I got 20 pounds worth of coupons for
a 10 P card and if you're ever in a high
street why not have a little haggle the
worst they can do is say no right if you
take on board those tips I guarantee you
you'll see a positive difference to your
budget by hundreds of pounds but you
have the ability to turnout in 2000 if
you're not bothered by what brands you
buy you can turn it into thousands and
it's all by a simple change to your
mindset just by not buying that one
Starbucks coffee every single weekday
that cost 4 pounds that's 1040 pounds a
year you'd be saving think about what
that money could do for you and I'm not
saying you can't treat yourself but you
can always buy a 500 gram jar of coffee
and fill up a travel mug see simple
change huge savings let's have a look at
a bigger picture of how changing the big
spending of your non essentials into
easy cheaper resolutions can seriously
help your budget this is Sarah but Sarah
is not very happy why although she owns
2,000 a year a month
sorry 2000 month heart attacks all of
her spend it sure means she's left with
30 pounds each month not much to say
with right but if you look at what she's
spending there are some things that are
a bit questionable and if you change
those into easy cheaper resolutions she
could save thousands taking the first
example buying a four pound Starbucks
every single weekday if you change that
into buying a jar of coffee that's only
four pounds a month and you can see what
that does to money left over each month
she has a take away every week day a bit
much but if she changed that to every
Friday that's only 20 pounds a month and
you can see where this is going her
money's adding up she spends 150 pounds
on work lunch every single month if she
changes that and only has a packed lunch
every day it's a little bit more work
but she's saving 125 pounds each month
and that adds on to monthly total it's
gone from 30 that's 326 just for three
changes and lastly she spends 125 pounds
on shoes and clothes as a man I don't
understand that
but if she changed that and only spent
it on sales so she spends 50 pounds a
month you can see what that does to her
monthly leftovers
she now has 401 pounds leftover each
month from for simple changes if you put
that back in she's still getting
everything that she used to have she's
still getting her coffee her takeaway
her lunch and her clothes but now she's
got 370 pounds more just for those
changes and now she's happier if you
look at that with the before and after
before she was putting away 360 pounds
every month now it's nearly 5,000 pounds
and that's without coupons simple
changes to your budget can mean huge
savings I'm pretty sure every single
person in here has something in their
spending that they can cut back on me
I'm quite lazy so I spent 3 pounds on a
return bus to the station every morning
but in this nice weather I could cycle
to the station and paddle up my back up
that's 15 pounds a week 800 pounds if
you did it a year so when you leave here
today have a think about what you're
spending your money on where that
money's going and if you can make any
small changes to give you that extra
cash injection throughout the whole year
and when that money goes to good use
I'll be looking out for your facebook
posts just booked a holiday with the
money I've saved hashtag Lowell thank
you